Effective Date: August 9, 2026
These Terms of Service (“Terms”) govern your use of MilesHusband.com and any consulting, award-search, award-booking, points-and-miles, travel-planning, or related services provided by MilesHusband (“MilesHusband,” “we,” “us,” or “our”).
By using MilesHusband.com, purchasing a service, submitting a request for services, or otherwise engaging MilesHusband, you agree to these Terms.
MilesHusband provides information and consulting related to credit-card rewards, airline miles, hotel points, loyalty programs, award travel, and travel strategy.
Paid services can include:
The exact scope of a paid engagement will be described on the applicable service page, payment page, proposal, invoice, intake form, email, or other communication associated with the service.
Airline and hotel award availability can change at any time.
An award seat, hotel room, fare, points price, transfer opportunity, or other option identified during a search is not guaranteed to remain available until the reservation is completed and confirmed by the applicable airline, hotel, loyalty program, or travel provider.
MilesHusband does not control award inventory, pricing, airline revenue-management decisions, loyalty-program rules, transfer times, schedule changes, cancellations, or other actions taken by third-party providers.
The availability of a particular award when a search begins does not guarantee that it will still be available when you are ready to book.
MilesHusband can recommend transferring points or miles between bank rewards programs, airlines, hotels, and other loyalty programs.
All transfers are governed by the rules and systems of the programs involved. Transfers can be delayed, restricted, rejected, changed, or irreversible.
The first name and last name on the loyalty account receiving transferred points must match the first name and last name on the bank card or rewards account that is the source of the points, as reflected in the applicable account records.
You are responsible for confirming that these names match before initiating or authorizing a transfer.
Before authorizing a transfer, you are also responsible for confirming:
MilesHusband is not responsible for any transfer that is delayed, rejected, reversed, held for review, misdirected, lost, or otherwise affected because the first or last name on the receiving loyalty account does not match the first or last name associated with the bank card or rewards account from which the points are transferred.
MilesHusband is also not responsible for transfers delayed, rejected, misdirected, devalued, or otherwise affected by a bank, credit-card issuer, airline, hotel, loyalty program, technology provider, or other third party.
When MilesHusband assists with an award booking, you remain responsible for reviewing and approving the proposed itinerary before booking.
This includes confirming:
Once a booking has been completed, the airline, hotel, loyalty program, or other travel provider controls the reservation.
MilesHusband is not responsible for subsequent schedule changes, cancellations, aircraft substitutions, seat changes, missed connections, irregular operations, loyalty-program changes, or other actions by a travel provider.
You agree to provide accurate and complete information reasonably necessary for MilesHusband to perform the services you request.
You are responsible for promptly reviewing recommendations and responding when a decision or approval is required.
Award inventory can disappear while a customer is considering an option. MilesHusband is not responsible for the loss of availability resulting from a delay in customer approval, payment, points transfer, account access, or other action required from the customer.
You are responsible for confirming that your name, loyalty-program account information, rewards-account information, passenger information, and other information supplied to MilesHusband or a third-party provider is accurate.
Before transferring points or miles, you are specifically responsible for verifying that the first and last name on the receiving loyalty account match the first and last name associated with the bank card or rewards account that is the source of the points.
You are also responsible for maintaining sufficient points, miles, credit, and funds to complete any transaction you approve.
Certain services can require access to an airline, hotel, bank-rewards, or loyalty-program account.
If you authorize MilesHusband to access an account on your behalf, you authorize us to use that access only as reasonably necessary to provide the agreed service.
You remain responsible for the account and for complying with the applicable program’s terms.
Do not send passwords or other sensitive account credentials through ordinary website forms or unsecured email unless MilesHusband specifically requests the information and provides instructions for transmitting it.
MilesHusband can provide information or recommendations concerning credit cards and rewards programs.
MilesHusband is not a bank, lender, credit-card issuer, credit bureau, investment adviser, financial adviser, tax adviser, or law firm.
We do not approve credit applications and cannot guarantee that you will be approved for any credit card or receive any particular welcome offer, credit limit, retention offer, upgrade, benefit, or other issuer decision.
Applying for credit can result in a credit inquiry and can affect your credit profile.
You are responsible for deciding whether to apply for a financial product and for reviewing the issuer’s current terms before applying.
Credit-card issuers, airlines, hotels, and loyalty programs control their own award prices, benefits, transfer relationships, eligibility rules, and redemption requirements.
Information that is accurate when MilesHusband provides it can later change.
MilesHusband does not guarantee:
You are responsible for making decisions based on your own travel goals, finances, circumstances, and preferences.
Prices for MilesHusband services are shown on MilesHusband.com or communicated before purchase.
Certain services require a deposit or full payment before work begins.
The payment, deposit, cancellation, and refund terms presented for the specific service at the time of purchase are incorporated into these Terms.
Once MilesHusband has begun performing a service, fees attributable to work already performed can be nonrefundable to the extent stated in the applicable service terms.
Third-party travel costs, including airfare, points, miles, hotel charges, taxes, carrier-imposed surcharges, ticketing fees, change fees, cancellation fees, and similar expenses, are separate from MilesHusband’s service fee unless specifically stated otherwise.
MilesHusband cannot guarantee that every travel request can be fulfilled with points or miles.
Results depend on factors including travel dates, destinations, number of travelers, cabin requested, available points and miles, airline inventory, program rules, transfer options, customer flexibility, and the timing of the request.
Payment for a search or consulting service compensates MilesHusband for the professional service performed. It does not purchase or guarantee a particular airline seat, hotel room, award price, credit-card approval, points valuation, or travel outcome.
The inability to locate an award that satisfies all of a customer’s requested criteria does not mean that the service was not performed.
You are responsible for determining and complying with all passport, visa, immigration, vaccination, health, customs, transit, and entry requirements applicable to your trip.
Requirements can vary based on citizenship, residency, destination, transit points, and individual circumstances.
MilesHusband does not provide immigration, medical, or legal advice and is not responsible for denied boarding, denied entry, travel interruption, or other losses resulting from documentation or entry requirements.
MilesHusband does not guarantee protection against trip cancellation, delay, interruption, illness, lost baggage, supplier failure, or other travel risks.
You are responsible for determining whether travel insurance or other protection is appropriate for your trip and for reviewing the terms and exclusions of any coverage you purchase or receive through a credit card or other source.
MilesHusband is independent of the airlines, hotels, banks, credit-card issuers, loyalty programs, booking platforms, and other companies discussed on the website or involved in customer travel.
References to those companies do not imply ownership, partnership, sponsorship, or endorsement unless specifically stated.
Third-party services are governed by their own terms, policies, systems, and operating decisions.
MilesHusband can receive compensation, points, miles, referral bonuses, commissions, or other benefits when users apply for or purchase certain products or services through links provided by MilesHusband.
Additional information is provided in our Advertising & Affiliate Disclosure.
Where required, MilesHusband will disclose compensated relationships associated with recommendations, links, endorsements, or sponsored content.
We make reasonable efforts to provide accurate information on MilesHusband.com.
Points-and-miles information changes frequently, and we do not warrant that every article, chart, offer, redemption example, transfer ratio, benefit, or other item on the website will remain current after publication.
Before acting on information involving a third-party program or product, verify the current terms with the provider.
Unless otherwise stated, the content on MilesHusband.com is owned by or licensed to MilesHusband.
This includes text, articles, guides, graphics, photographs, branding, logos, methodologies, worksheets, tools, reports, and other original material.
You can use website content for your personal, noncommercial use.
You cannot reproduce, republish, sell, distribute, scrape, systematically collect, modify, or commercially exploit MilesHusband content without prior written permission.
You agree not to use MilesHusband.com or our services to:
We reserve the right to refuse or discontinue service when we reasonably believe a request involves fraud, unauthorized account access, illegal activity, abuse, or a material violation of these Terms.
To the fullest extent permitted by applicable law, MilesHusband.com and MilesHusband services are provided on an “as is” and “as available” basis.
We do not warrant that the website or services will be uninterrupted or error-free or that any particular travel, financial, loyalty-program, or redemption result will be achieved.
Nothing in these Terms excludes a warranty or consumer right that cannot lawfully be excluded.
To the fullest extent permitted by applicable law, MilesHusband will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of the website or services.
This includes losses resulting from:
To the fullest extent permitted by law, MilesHusband’s aggregate liability arising from a particular paid service will not exceed the amount you paid MilesHusband for the service giving rise to the claim.
These limitations do not apply where liability cannot legally be limited or excluded.
Your use of MilesHusband.com and our services is also subject to our Privacy Policy, which explains how we collect, use, and disclose personal information.
We reserve the right to modify these Terms as our website, services, or business practices change.
The updated Terms will be posted on MilesHusband.com with a revised effective date.
Changes to website Terms will apply prospectively. Terms specifically agreed to for an existing paid engagement will continue to govern that engagement unless you and MilesHusband agree otherwise or a change is required by law.
These Terms and any dispute arising out of or relating to these Terms, MilesHusband.com, or services provided by MilesHusband are governed by the laws of the State of Georgia, without regard to its conflict-of-law principles.
To the fullest extent permitted by applicable law, you and MilesHusband agree that the exclusive venue for any legal proceeding arising out of or relating to these Terms or MilesHusband services will be in the appropriate state court located in McIntosh County, Georgia, or, where federal jurisdiction exists, the federal court having jurisdiction over McIntosh County, Georgia.
Before filing a lawsuit, you and MilesHusband agree to make a reasonable good-faith effort to resolve the dispute directly.
Nothing in this section limits any right a consumer has under applicable law to bring a proceeding in another jurisdiction when that right cannot legally be waived.
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.
A failure by MilesHusband to enforce a provision of these Terms does not waive our right to enforce that provision later.
These Terms, together with the Privacy Policy, Advertising & Affiliate Disclosure, and any service-specific terms provided at the time of purchase, constitute the agreement governing your use of MilesHusband.com and the applicable services.
If service-specific terms conflict with these general Terms, the service-specific terms control for that service.
Questions about these Terms can be submitted through the Contact page at MilesHusband.com or by email at:
