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Points Wealth Building

There is no shortage of travel credit cards out there. What most people lack is a plan for which ones actually make sense for them. Points Wealth Building is a 12 month plan that tells you exactly which travel rewards credit cards to open, in what order, and why each one fits your travel goals.
SERVICE FEE
$
399
Per cardholder, 12 months
The Problem With Picking Cards Alone
Scroll through any comparison site and you will find dozens of airline credit cards, each promising a huge welcome bonus. It gets overwhelming fast. Without a plan, this usually happens:
  • You apply for a card because the bonus looked big, not because it fit your trip
  • You end up holding multiple travel credit cards with no clear purpose for each one
  • Minimum spend deadlines get missed or rushed
  • Points pile up in programs that do not connect to where you actually want to go

This service replaces that guesswork with an actual strategy.

How the Plan Starts
Before any recommendations are made, a few details are gathered from you.
  • Where you want to travel
  • How you want to fly
  • The points you already have
  • The credit cards you currently hold

These answers shape every recommendation that follows.

What Gets Reviewed First

Before suggesting a single card, the following is reviewed carefully.

  • Your travel goals and preferred cabins
  • Current points balances and existing cards
  • Credit-card approval position and application timing
  • Airline and transfer programs that can get you where you want to go

This step is what separates a real plan from a generic list of popular travel rewards credit cards.

What Your 12 Month Roadmap Includes

Once the review is done, you receive a complete roadmap built around your goals.

  • Exact card application sequence and target dates
  • Welcome bonus and minimum-spend plan
  • Which existing cards to keep and how to use them
  • Which points to earn for your target trips
  • Card-by-card purpose for every recommended application
  • Exact application links before each scheduled application
  • Updates as card offers and program rules change

Even airline credit cards, which often come with more specific loyalty rules, are matched to programs that actually serve your travel plans.

What This Service Does Not Cover

To stay focused, two things are intentionally left outside this service.

  • Award flight searches or bookings
  • Financial or tax advice

If you already have points and are ready to book a trip, Award Booking picks up from there. If you first want to know whether a trip is even realistic, start with Is My Trip Possible.

Not sure which service fits your stage? Compare all three services side by side.

Why This Plan Holds Up

A good credit card travel points strategy has to survive real life, not just look good on paper.

Founder Trent Swanson built this exact approach for his own family before offering it to others, restructuring everyday spending across a mix of travel credit cards to earn millions of miles without a millionaire budget. 

A few reasons this plan holds up over 12 months:

  • Every recommended card is tied to a specific travel goal, not a random bonus
  • Card offers and program rules are tracked and updated as they shift
  • No affiliation with any bank or card issuer shaping the recommendations
  • Real client outcomes are shown openly, not just promised.
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START MY 12-MONTH PLAN
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Frequently Asked Questions

How is this different from a travel credit card comparison site?

Comparison sites show you every option. This plan tells you which specific cards fit your goals, in what order, and why, based on your actual travel plans.

Your current approval position is reviewed as part of the plan, so recommendations are based on where you stand today, not a best case scenario.

Yes. The plan compares both types against your travel goals and recommends whichever combination actually earns points you will use.

Your existing cards are reviewed first. The plan builds on what you already have instead of starting from scratch.

No. This service focuses on earning the right points. Booking is handled separately through Award Booking once you are ready.

Ready to Get Started?

Choose the points and miles service that matches your trip and your stage in the process. If you are still unsure, reach out directly and get personal guidance on the right next step.

 
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